Sovereign Bank is proud to offer the Section 184 Indian Home Loan Guarantee Program — commonly known as the HUD 184 loan. Backed by the U.S. Department of Housing and Urban Development (HUD), this program is designed to increase homeownership among Native American and Alaska Native individuals, families, and tribes.
The HUD 184 loan offers flexible guidelines, low down payment options, and competitive interest rates, making it easier for Native borrowers to qualify for a home loan. Whether you’re buying a home on or off tribal land, this loan is a powerful tool to support your financial future.
Key Benefits:
- Low down payment
- Flexible credit requirements
- No monthly mortgage insurance
- Available for purchases, new construction, refinancing, and rehab projects
- Applicable on and off tribal trust land
As the largest tribally owned bank in the U.S., we’re deeply committed to empowering Native communities. Our team understands the unique needs of tribal members and is here to offer trusted guidance every step of the way.
Empowering Native Homeownership.
Talk to a Sovereign Bank mortgage expert today to learn more about the HUD 184 loan program.
