Watch Your Savings Grow
With an extra 4.85% APY*
Experience the power of growth with this 7-month CD, featuring an impressive 4.85% APY and just a $1,000 opening requirement.
Welcome to Sovereign Bank
Formerly First National Bank & Trust Co. We have a new name and new look to empower your financial goals and serve our communities.
Community First
We are a bank that deeply understands the needs of our communities and is focused on empowering big dreams.
About Us
Break free from limitations.
We combine the capabilities of a big bank with the agility and human touch of a small bank.
Custom Business Solutions
We get to know your business and what you need. We tailor our services to fit your needs.
Greater independence. New opportunities.
A bank that deeply understands and fulfills the needs of its communities. We offer personal accounts that empower your goals.
Personal Checking
We keep our personal accounts simple so you can get back to living life. From digital services to free checking, we have all the capabilities to be your bank no matter where life takes you.
Learn MorePersonal Savings
Whether saving for your next vacation or for your first home purchase, Sovereign Bank has the right product for you.
Learn MoreServices
Sovereign Bank is committed to providing excellent customer care and additional services that make your banking experience easy and convenient.
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Mortgage Lending
Sovereign Bank offers a variety of mortgage products! We have capabilities to loan in all 50 states and offer true in-house underwriting.
Mortgage Products
We offer conventional loans, conventional first-time home buyer products, 184 Native American Loans, FHA loans, VA loans, and much more!
Learn MoreDown Payment Assistance Products
We offer a variety of down payment assistance programs for qualifying borrowers.
Learn MoreFreedom to Dream
We offer our customers the personal attention of a community bank backed by the capabilities of a large bank. At Sovereign Bank, you can bank confidently knowing we aren’t just here to protect your money, but to give you the Freedom to Dream.
11.01.23
Serve People Well
We strive to create an engaging workplace and welcoming environment, offering empathy, understanding, and flexibility. We are more than a bank - we are a true community partner and supporter.
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10.01.23
Exceed Expectations
We are committed to constant improvement, owning our mistakes, and delivering more than what's expected. We are always learning and developing our team members so they can perform their best.
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09.01.23
Embrace our Differences
We check our egos at the door and work to raise each other up, acting with consideration and kindness always. Our differences make us better and we value differing viewpoints.
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08.01.23
Work As A Team
We have our customers' and coworkers' backs, and listen actively to provide the best help. We don't undermine each other or make excuses - collaboration is central to everything we do, both internally and externally.
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