Welcome to Sovereign Bank
Formerly First National Bank & Trust Co. We have a new name and new look to empower your financial goals and serve our communities.
Community First
We are a bank that deeply understands the needs of our communities and is focused on empowering big dreams.
About Us
Break free from limitations.
We combine the capabilities of a big bank with the agility and human touch of a small bank.
Custom Business Solutions
We get to know your business and what you need. We tailor our services to fit your needs.
Greater independence. New opportunities.
A bank that deeply understands and fulfills the needs of its communities. We offer personal accounts that empower your goals.
Personal Checking
We keep our personal accounts simple so you can get back to living life. From digital services to free checking, we have all the capabilities to be your bank no matter where life takes you.
Learn MorePersonal Savings
Whether saving for your next vacation or for your first home purchase, Sovereign Bank has the right product for you.
Learn MoreServices
Sovereign Bank is committed to providing excellent customer care and additional services that make your banking experience easy and convenient.
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Mortgage Lending
Sovereign Bank offers a variety of mortgage products! We have capabilities to loan in all 50 states and offer true in-house underwriting.
Mortgage Products
We offer conventional loans, conventional first-time home buyer products, 184 Native American Loans, FHA loans, VA loans, and much more!
Learn MoreDown Payment Assistance Products
We offer a variety of down payment assistance programs for qualifying borrowers.
Learn MoreFreedom to Dream
We offer our customers the personal attention of a community bank backed by the capabilities of a large bank. At Sovereign Bank, you can bank confidently knowing we aren’t just here to protect your money, but to give you the Freedom to Dream.
04.15.23
Customer Q&A
We are excited about our new look 5 and our name change to Sovereign Bank! Here is some information about the change and how it might affect you.
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04.12.23
Gateway to Prevention and Recovery
We are proud to have made a 5-year giving commitment to our friends at Gateway to Prevention and Recovery! Their mission is vital in growing healthy and thriving communities.
04.12.23
Reality Check!
Lindsey Phillips, Justin Moon and Tyler Albin enjoyed volunteering at Wewoka Public Schools, Reality Check. Students who participated were assigned individualized jobs, a budget and families to feed. The students visited every booth to purchase necessities such as vehicles, insurance, childcare and groceries. Their goal was to have money left over at the end of the month for their savings accounts.
04.12.23
OKCPD Youth Leadership Academy
A group of students from OKCPD Youth Leadership Academy set up a meeting with Jason Martinek to request funding for their charity of choice, Positive Tomorrows. We were proud to support their fundraising efforts!