HeritageOne® is a conventional mortgage solution designed to expand access to affordable homeownership for enrolled members of federally recognized Native American tribes living on eligible tribal land.
Why HeritageOne®:
- Designed to support homeownership in Native communities
- Conventional financing with flexible guidelines
- Helps remove common barriers to buying a home on tribal land
Benefits:
- No Income Limits | Eligibility is not based on household income
- Fixed Rate Financing | Stable monthly payments with long-term options
- Flexible Funding Sources | Down payment, closing costs, and reserves may come from multiple approved sources
- Appraisal Credit | Credit provided to help cover appraisal costs
- Homebuyer Education Available | Resources to help first-time buyers prepare for long-term homeownership
Qualifications:
- Be an enrolled member of a federally recognized Native American tribe
- Purchase a home located in an eligible tribal area
- First-time homebuyers must complete homeownership education program
- Occupy the home as your primary residence
Let’s Get Started.
Contact our tribal banking team today to learn more!
