Banking Built for Tribal Nations

Why bank with us?

• We’re 100% tribally owned since 1989.
• We have a deep bench of tribal banking experts who understand your needs.
• We offer competitive deposit solutions to help your savings grow.

• Flexible access to your funds while your deposits keep earning
• No long-term commitment – ideal for funds you may need to draw on
• Back by the safety and security of FDIC insurance

• Lock in a competitive, predictable rate for 13 months
• A low-risk way to grow reserve or savings funds with a guaranteed return
• Low minimum opening deposit of just $5,000

Debbie Lindsey Muscogee (Creek)
VP, Tribal Relations Manager

This offer is exclusive to tribally owned entities or businesses that are wholly owned by a tribe.

Annual Percentage Yield (APY) for the Money Market is 3.47%. APY for the 13-Month Certificate of Deposit is 4.13%. Promotional APY is available through Oct. 2, 2026. Offers available exclusively to federally or state-recognized tribes and tribally owned entities. The Sovereign Advantage Money Market minimum opening deposit and minimum balance to earn the stated APY is $10,000. Maximum eligible balance is $2,000,000. Rates are variable and may change after Oct. 2, 2026. Other terms and conditions apply. The 13-Month CD minimum opening deposit is $5,000. No maximum deposit required. APY assumes principal and interest remain on deposit until maturity. Early withdrawal penalties may apply and could reduce earnings. At maturity, the CD will automatically renew into a 12-month CD at the Bank’s current rate at the time of renewal unless otherwise instructed.