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Online and Mobile Banking Agreement

Trade Name:

Terms and Conditions

Mobile Deposit Capture User Agreement and Disclosures (“Agreement”)

Limitations of Service

Hardware and Software

Consent to Provide Electronic Communications

Deposit Limits

Eligible Items

Account Agreement

Confirmation of Receipt of Check Images

Availability of Funds

Image Quality

Check Endorsement Requirements

Storage and Destruction of Original Checks



User Warranties and Indemnification

Returned Items and Right of Chargeback

Termination or Suspension of Mobile Deposit Capture Service


Governing Law

Electronic Consent and Acceptance of Terms and Conditions

Mobile Deposit Capture Service Consent and Agreement

VII. Additional Provisions for Business Customers Only

VII. Additional Provisions for Consumer Accounts Only