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Online E-Sign Disclosure

Electronic Delivery of Bank Documents / Notices Consent and Agreement

1. Welcome

2. Definitions

3. Scope of Communications to Be Provided in Electronic Form

4. Method of Providing Communications to You in Electronic Form

5. How to Withdraw Consent

6. Hardware and SoftwareRequirements

7. Requesting Paper Copies

8. Communications inWriting

9. Security

10. Federal Law

11. Termination/Changes

12. Disclaimer of Warranty and Limitation of Liability

13. Authorization and Consent