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  1. Rural Development

AFFORDABLE HOME FINANCING FOR RURAL AND SUBURBAN BUYERS.

Looking to buy a home outside of the city? A USDA Rural Development Loan could be your key to homeownership with no down payment required. Backed by the U.S. Department of Agriculture, these loans are designed to help low-to-moderate income households purchase homes in eligible rural and suburban areas.

Sovereign Bank offers USDA loans with fixed rates, flexible credit requirements, and zero down, making it one of the most affordable options for qualified buyers.

Key Benefits:

  • No down payment required
  • Reduced mortgage insurance costs
  • Competitive fixed interest rates
  • Flexible credit and income guidelines
  • Available in USDA-designated rural and suburban areas

We’ll help you determine if the home you want qualifies for USDA financing and walk you through every step of the process with local support.

Discover Affordable Paths to Homeownership.

See if a USDA Rural Development Loan is the right fit for your next home.

GET STARTED

AFFORDABLE HOME FINANCING FOR RURAL AND SUBURBAN BUYERS.

Looking to buy a home outside of the city? A USDA Rural Development Loan could be your key to homeownership with no down payment required. Backed by the U.S. Department of Agriculture, these loans are designed to help low-to-moderate income households purchase homes in eligible rural and suburban areas.

Sovereign Bank offers USDA loans with fixed rates, flexible credit requirements, and zero down, making it one of the most affordable options for qualified buyers.

Key Benefits:

  • No down payment required
  • Reduced mortgage insurance costs
  • Competitive fixed interest rates
  • Flexible credit and income guidelines
  • Available in USDA-designated rural and suburban areas

We’ll help you determine if the home you want qualifies for USDA financing and walk you through every step of the process with local support.

Discover Affordable Paths to Homeownership.

See if a USDA Rural Development Loan is the right fit for your next home.

GET STARTED

MEET YOUR LOCAL MORTGAGE EXPERTS

Buying a home is easier when you have the right team behind you. Connect directly with our experienced mortgage lenders, ready to guide you every step of the way.

Matt Brown

Executive Vice President

Director of Mortgage

NMLS #908374

405.788.6547

Read Bio | Apply Now

Hunter Clanton

Assistant Vice President

Mortgage Loan Originator

NMLS #1490166

405.778.6598

Read Bio | Apply Now

Zachary Griffin

Mortgage Loan Originator

NMLS #1820477

405.778.6425

Read Bio | Apply Now

Sam Jacob

Mortgage Loan Originator

NMLS #2521180

405.778.6501

Read Bio | Apply Now

Kelby Long

Mortgage Loan Originator

NMLS #1950970

405.778.6544

Read Bio | Apply Now

Josh McClain

Assistant Vice President

Mortgage Banking Officer

NMLS #1939558

405.778.6460

Read Bio | Apply Now

Rachel Vallandingham

Assistant Vice President

Mortgage Loan Originator

NMLS #1036288

405.275.8830

Read Bio | Apply Now

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