1. Rural Development

AFFORDABLE HOME FINANCING FOR RURAL AND SUBURBAN BUYERS.

Looking to buy a home outside of the city? A USDA Rural Development Loan could be your key to homeownership with no down payment required. Backed by the U.S. Department of Agriculture, these loans are designed to help low-to-moderate income households purchase homes in eligible rural and suburban areas.

Sovereign Bank offers USDA loans with fixed rates, flexible credit requirements, and zero down, making it one of the most affordable options for qualified buyers.

Key Benefits:

  • No down payment required
  • Reduced mortgage insurance costs
  • Competitive fixed interest rates
  • Flexible credit and income guidelines
  • Available in USDA-designated rural and suburban areas

We’ll help you determine if the home you want qualifies for USDA financing and walk you through every step of the process with local support.

Discover Affordable Paths to Homeownership.

See if a USDA Rural Development Loan is the right fit for your next home.

GET STARTED

AFFORDABLE HOME FINANCING FOR RURAL AND SUBURBAN BUYERS.

Looking to buy a home outside of the city? A USDA Rural Development Loan could be your key to homeownership with no down payment required. Backed by the U.S. Department of Agriculture, these loans are designed to help low-to-moderate income households purchase homes in eligible rural and suburban areas.

Sovereign Bank offers USDA loans with fixed rates, flexible credit requirements, and zero down, making it one of the most affordable options for qualified buyers.

Key Benefits:

  • No down payment required
  • Reduced mortgage insurance costs
  • Competitive fixed interest rates
  • Flexible credit and income guidelines
  • Available in USDA-designated rural and suburban areas

We’ll help you determine if the home you want qualifies for USDA financing and walk you through every step of the process with local support.

Discover Affordable Paths to Homeownership.

See if a USDA Rural Development Loan is the right fit for your next home.

GET STARTED

MEET YOUR LOCAL MORTGAGE EXPERTS

Buying a home is easier when you have the right team behind you. Connect directly with our experienced mortgage lenders, ready to guide you every step of the way.

Matt Brown

Matt Brown

Executive Vice President
Director of Mortgage
Hunter Clanton

Hunter Clanton

Assistant Vice President
Mortgage Loan Originator
Cody Cooper

Cody Cooper

Mortgage Loan Originator
Zachary Griffin

Zachary Griffin

Mortgage Loan Originator
Kelby Long

Kelby Long

Mortgage Loan Originator
Josh McClain

Josh McClain

Vice President
Mortgage Lending
Dillon Stallings

Dillon Stallings

Mortgage Loan Originator
Rachel Vallandingham

Rachel Vallandingham

Assistant Vice President
Mortgage Loan Originator

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FINANCIAL LEARNING HUB

FINANCIAL LEARNING HUB

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