1. Jumbo

HIGH-VALUE FINANCING

FOR HIGH-VALUE HOMES.

If you’re looking to finance a home that exceeds conventional loan limits, a Jumbo Loan from Sovereign Bank offers the flexibility you need with the service you expect. These loans are designed for borrowers purchasing or refinancing luxury homes, high-end properties, or homes in competitive markets where prices surpass standard lending limits.

Our Jumbo Loans feature competitive rates, personalized terms, and options for both fixed and adjustable-rate mortgages. With local underwriting and dedicated loan officers, you’ll receive the high-touch experience your transaction deserves.

Key Benefits:

  • Loan amounts exceeding conforming limits (varies by county)
  • Fixed and adjustable rate options
  • Flexible debt-to-income and asset requirements
  • Tailored solutions for complex financial profiles
  • Ideal for luxury homes, second homes, and investment properties

Whether you’re buying your dream home or expanding your real estate portfolio, our Jumbo Loans provide the financing power you need, backed by trusted, local expertise.

Finance Without Limits.

Explore Jumbo Loan options with Sovereign Bank and let our team design a lending solution that fits your goals.

GET STARTED

HIGH-VALUE FINANCING

FOR HIGH-VALUE HOMES.

If you’re looking to finance a home that exceeds conventional loan limits, a Jumbo Loan from Sovereign Bank offers the flexibility you need with the service you expect. These loans are designed for borrowers purchasing or refinancing luxury homes, high-end properties, or homes in competitive markets where prices surpass standard lending limits.

Our Jumbo Loans feature competitive rates, personalized terms, and options for both fixed and adjustable-rate mortgages. With local underwriting and dedicated loan officers, you’ll receive the high-touch experience your transaction deserves.

Key Benefits:

  • Loan amounts exceeding conforming limits (varies by county)
  • Fixed and adjustable rate options
  • Flexible debt-to-income and asset requirements
  • Tailored solutions for complex financial profiles
  • Ideal for luxury homes, second homes, and investment properties

Whether you’re buying your dream home or expanding your real estate portfolio, our Jumbo Loans provide the financing power you need, backed by trusted, local expertise.

Finance Without Limits.

Explore Jumbo Loan options with Sovereign Bank and let our team design a lending solution that fits your goals.

GET STARTED

MEET YOUR LOCAL MORTGAGE EXPERTS

Buying a home is easier when you have the right team behind you. Connect directly with our experienced mortgage lenders, ready to guide you every step of the way.

Matt Brown

Matt Brown

Executive Vice President
Director of Mortgage
Hunter Clanton

Hunter Clanton

Assistant Vice President
Mortgage Loan Originator
Cody Cooper

Cody Cooper

Mortgage Loan Originator
Zachary Griffin

Zachary Griffin

Mortgage Loan Originator
Kelby Long

Kelby Long

Mortgage Loan Originator
Josh McClain

Josh McClain

Vice President
Mortgage Lending
Dillon Stallings

Dillon Stallings

Mortgage Loan Originator
Rachel Vallandingham

Rachel Vallandingham

Assistant Vice President
Mortgage Loan Originator

BANK WITH CONFIDENCE. BANK WITH SOVEREIGN.

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Get flexible banking designed for fast turnaround, personalized service and guidance from bankers who know your community – because its our community too.

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FINANCIAL LEARNING HUB

FINANCIAL LEARNING HUB

LET'S GET STARTED

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